Our Solutions

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AI LLM-Enhanced

TYOPAY - Payment & Wallet

Personal Accounting & Mobile Money. The financial backbone of your campus & community. Supports QR payments, USSD backup, bank transfers, and multi-currency wallets.

SaaS / On-Premise

Core Features

QR Code Payments

Scan-to-pay for merchants and individuals. Works on any phone, any network.

Mobile Money Wallet

Full digital wallet with balance tracking, transactions history, and peer-to-peer transfers.

USSD Backup

*123# menu system for feature phones. No smartphone or internet required.

Bank Integration

Direct bank account linking, ACH transfers, and real-time settlement.

Multi-Currency

Support local currencies with automatic conversion and FX rate management.

Group Accounts

Family accounts, department budgets, and organizational fund management.

Scheduled Payments

Recurring bill payments, auto-debit, and reminder notifications.

Security & Encryption

PIN, biometric, and device-bound encryption for every transaction.

Technical Specifications

Supported Interfaces

QR Code Scanner (Native & Camera)
USSD *123# Menu System
Mobile App (iOS/Android)
Web Portal & Admin Console

Interconnection Capabilities

Local Bank APIs (ACH, SWIFT, SEPA)
Mobile Network Operator Billing
Payment Gateway Integration
Government Tax & Fee Systems

Ready to Launch TYOPAY?

Get a custom payment solution tailored to your community's needs.

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